Working with Ice dams can be dangerous, hazardous work, on the chance anything happens you want to make sure that the ice dam company you hire is set up to pay the price, not you.
Some ice dam companies might be able to do a competent job for you, but if anything goes wrong, you’ll be on the hook for any damages to your home, or even for any bodily harm, the ice dam removal professional brings on themselves.
The last thing you want is someone going up there and going through the roof are causing any damage to shingles. So, that’s why it is important to hire a professional. If a business offers ice dam removal, make sure that they guarantee that they have the type of insurance that will protect you in the event of an accident.
You could open yourself up to serious financial risk if you let an uninsured contractor on your icy rooftop. So, make sure an ice dam removal contractor has the proper insurance coverage.
If for example a roofing contractor does ice dam removal during the winter months to supplement seasonal income, then his insurance may say that the business is a roofing contractor not and ice dam removal contractor. If it does, there’s a good chance that the roofing contractor isn’t covered for his time on the roof. That means you’re not covered if something goes wrong.
Don’t ask the question, “Are you insured?” Ask the question “Are you insured for ice dam removal?” Make sure they’re prepared to prove it if you have any doubts whatsoever.
Remember, a roofing contractor new to the business may not even know that he’s not covered for ice dam removal. Many business owners may think that because they have insurance, they are covered for all services they provide. That couldn’t be further from the truth.
Ice dam removal is a dangerous profession, and the insurance rates are insane. But if they don’t have it then find one that does
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